Bank-Grade Security Infrastructure

Fortified for Global Scale

Our enterprise-grade infrastructure handles millions of transactions with 99.99% availability. Powered by AI-driven risk control and a globally distributed architecture.

Global Edge

Requests routed to the nearest POP for sub-100ms latency.

Core Engine

ACTIVE
Risk Guard
AI Fraud Detection
Ledger
Immutable Records
Bank Gateway
Direct Acquiring

Comprehensive Risk Control

Our multi-layered security approach combines advanced AI models with granular control mechanisms to protect your revenue.

01

Risk Identification

Real-time collection and analysis of transaction data points including device, IP, and behavior.

  • Data Collection
  • Feature Extraction
02

Strategy Decision

Applying AI models and rule engines to evaluate risk levels and determine the best course of action.

  • Rule Engine
  • ML Scoring
03

Action Execution

Immediate execution of the decision: Accept, Block, or Challenge via 3DS authentication.

  • Real-time Blocking
  • 3DS Challenge
04

Global Call Center

24/7 Global Call Center employing AI-augmented manual review to strictly audit suspicious orders in real-time.

  • AI-Assisted Review
  • Real-time Verification
05

Fraud Prevention

Holistic lifecycle management covering pre-transaction identity verification, in-transaction monitoring, and post-transaction analysis.

  • Pre/In/Post Transaction
  • Full Lifecycle Coverage
06

Data Sharing

Synergistic data exchange with acquiring banks and partners, leveraging our massive proprietary risk control database.

  • Data Synchronization
  • Proprietary Risk DB

Intelligent Risk Control System

Proprietary real-time decision engine powered by advanced machine learning algorithms.

Real-Time Risk Engine

Millisecond-level processing of high-concurrency transactions to ensure seamless user experience.

< 50ms Response

Multi-Dimensional Models

Comprehensive user profiling across behavioral, device, and network vectors for precise identification.

200+ Risk Dimensions

Intelligent Decision System

Automated decision execution with high-availability architecture to minimize manual intervention.

99.99% Availability

Data Security & Privacy Protection

Defense-in-depth architecture ensuring data sovereignty and strict compliance.

Data Encryption

End-to-end encryption for sensitive financial data using Hardware Security Modules (HSM).

AES-256 + RSA-4096

Privacy Protection

Zero-trust architecture with advanced data masking and tokenization technologies.

100% Data Masking

Compliance Framework

Built-in adherence to global regulatory standards and enterprise-grade auditing logs.

Global Coverage

Threat Intelligence & Active Defense

Proactive security operations with continuous monitoring and evolutionary defense mechanisms.

Global Threat Intelligence

Synchronized threat data network leveraging global signals for preemptive blocking.

10M+ Threat Database

Attack & Defense Drills

Regular red-team simulations and penetration testing to validate security posture.

Quarterly Testing

Security Operations

24/7 automated threat detection and incident response center.

< 5min Response

Global Compliance Standards

PCI DSS Level 1

Highest level of certification

GDPR Compliant

Data privacy protection

AES-256 Encryption

Military-grade encryption

ISO 27001

Information security management

Secure your revenue today

Join thousands of businesses that trust DigiTop to protect their payments and customers.

99.99% Uptime
24/7 Support